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Critical Illness Care Plus

Enjoy protection plus peace of mind

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Insurance Features

Care and critical cover for you and your family

We get it. Thinking about getting critically ill is something that most of us prefer not to do. But nothing is more reassuring than knowing that you and your family are financially prepared should any major health challenges come your way.

With a Critical Illness Care Plus, you’ll get the financial to cover not just treatment expenses, but also any possible loss of income that can arise if you are diagnosed with any of the 35 covered illnesses.

Plan coverage

Insured/Spouse

Benefit Minimum coverage Maximum coverage
Critical illness USD 50,000 USD 2,000,000
200,000 7,000,000

Dependent's coverage will be USD 20,000 / 70,000

 

Premium

Premium frequency Minimum premium (USD) Minimum premium (AED)
Annual 250 918
Semi-annual 130 477
Quarterly 68 248
Monthly 23 83

Premiums are not guaranteed. Company reserves the right to review premium on yearly basis.

Discount in Premium
Spouse will be offered a discount in premium, provided the spouse applies along with the main Insured under the same policy.

MetLife will charge VAT on all UAE policies which are subject to value added tax (“VAT”) in accordance with the provisions of UAE Federal Law No. (8) of 2017 on VAT.

 

RAKFoodie Dining Benefits

Waiver of Premium

Easy claims process

Easy claims process

ELIGIBILITY & CRITERIA

Get critical coverage in a few easy steps

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  • Insured / Spouse:
    Policy terms (in years) Eligible ages
    5 21-70 years old
    10 21-65 years old
    15 21-60 years old
    20 21-55 years old
    25 21-50 years old
    30 21-45 years old
    35 21-40 years old
    up to age 75 21-39 years old
  • Children: Age 0-20 years old
    • Policy Currency: US Dollar (USD) and UAE Dirham (AED)
    • Payment Premium Frequency: Annual, Semi-annual, Quarterly, Monthly

    Click here to download the product brochure
    Click here to download the terms and conditions
    Click here to download the Key Fact Statement (KFS)

FAQs

Life Insurance Plans :

  • Term Insurance 
  • Whole of Life Insurance 
  • Standalone Critical Illness 

Savings Plans :

  • Lumpsum options (single payment) 
  • Regular Savings Plans

We have strategic partnerships with leading insurance provider – MetLife Inc, ensuring high quality solutions tailored to your financial goals.

  • Seamless application and premium payment processes
  • Exclusive products and preferential rates
  • Trusted service and convenience
  • Multiple currencies to opt for (AED, USD, etc.)
Our trained Relationship Managers and insurance specialists will perform a need analysis to understand your financial goals, risk appetite, and protection requirements, and guide you to choose a suitable plan.
Medical underwriting depends on the type of plan, age, sum assured, and health declaration. Some plans may require medical tests, while others may be issued basis the health declaration submitted while completing the application.
Yes, the plans are portable. Please refer to the Terms & Conditions for detailed information.
In the event of a claim, customers or beneficiaries need to submit the required documents to the insurance company and team of the experts will assist in the best possible way. If required, you may also contact us, and we will assist in liaising with the stakeholders to make the journey seamless to ensure smooth claim settlement.
Yes, most insurance plans come with a free-look period (usually 30 days), during which you can cancel the policy and receive a refund, subject to terms and conditions.
There is typically a grace period for premium payments. If payment is not made within this period, your policy may lapse. Specific terms depend on the product and insurer. Please refer to the terms & conditions for detailed information.

You may contact your Relationship Manager or visit your nearest branch. You could also apply for the product from our website www.rakbank.ae and our team of experts will contact you in 2 business days.

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