Travel Insurance

In the event of a covered misfortune, simply call Oman Insurance's toll-free number (within UAE) 800 4746, and their advisors will guide you through the process. In case of a medical claim while abroad, contact Oman Insurance's Assistance helpline: +4420 3285 7250.

Travel Insurance policies have certain exclusions, and the main ones are listed here. The full list is included in your policy document.

• Any pre-existing medical conditions or medical conditions for which you are receiving or awaiting treatment in a hospital or nursing home at the time of policy issuance or trip departure (whichever is later) are excluded, unless the Additional Medical Extension is indicated in your policy Schedule and the claim does not relate to an Unacceptable Medical Condition.
• Oman Insurance will not cover medical conditions if you travel against the advice of a qualified medical practitioner.
• Treatment or early return costs that have not been pre-approved by Oman Insurance will not be covered, except in emergency situations where waiting is deemed unreasonable by a qualified medical practitioner.
• Claims related to pregnancy or childbirth with a due date during the insured period or within 12 weeks of policy expiration will not be covered.
• Mountaineering, rock climbing, bungee jumping, scuba diving, potholing, or organised team events are excluded unless covered under a specific option.
• Winter sports or sports activities are excluded unless Oman Insurance was notified before your trip and the appropriate premium was paid.
• Personal belongings or luggage left unattended are not covered.

Yes, but you need to pay an additional premium for the additional Medical Extension.

• Single Trip: 50% additional premium
• Annual Multi Trip: 25% additional premium
• Semi-Annual Multi Trip: 25% additional premium

Yes, if you pay the additional premium. The plan will cover both you and your equipment.

Sports Extensions:

• Scuba Diving: 100% additional premium
• Winter Sports: 100% additional premium
• Sports and Hazardous activities: 100% additional premium

 

Yes, this policy can be used for an unlimited number of trips within the policy period, with a maximum of 62 days for each trip for individuals aged 18-64 years.

Premiums:

• Business Travel only: Dhs. 820
• Business & Holiday Travel: Dhs. 1,050
• Individuals aged 65-69: 150% of the above rates

The policy can also be purchased for a 6-month period for 75% of the annual premium, with a maximum trip length of 30 days. Children under 16 years old receive a 50% discount on the above rates.

Disclaimer: In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.

The premium cost per person, per policy is outlined in the provided table below. Please note that there is no limit on the number of individuals who can be insured.

Benefit	Executive	Premium
IMC roadside assistance (complimentary)	Gold Package Battery Boosting Emergency Fuel Supply Lockout Service Flat Tyre Service Towing Service	Platinum Package Battery Boosting Emergency Fuel Supply Lockout Service Flat Tyre Service Towing Service
Car registration pick-up and drop-off service once a year	TRUE	TRUE
Two options for car servicing pick-up or drop-off	X	TRUE
Airport pick-up and drop-off twice a year	X	TRUE
Roadside assistance coverage	UAE & Oman	UAE & Oman
24-hour car rental for in aces of accident	X	TRUE
Discount on international driving license service fee	5	20
Concierge services (prices may apply)	Visa submission at airports Special courier rates Marhaba services Occasion reminders Utility purchases Handyman service Movers and packers Maid visa / driver serivce Restaurant/hotel reservations Document management services Movies, concerts, and plays tickets

 

Disclaimer: In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.